Last Updated: January 1, 2025
The privacy of our visitors is of extreme importance to us. This document outlines our privacy guidelines, to which you agree by navigating this site. Regular updates of the privacy policy are completed, requiring you to check back on this policy from time to time. If not otherwise defined herein, capitalized terms have the meaning given to them in the Terms of Use (the "Terms"). This Privacy Policy is effective as of this website.
In order to use our Website and some of our Services, you may be required to register and provide us with certain Personal identifiable Information ("Personal Information"). We also collect Personal Information through your use of the Services generally and from third party websites and services. "Personal Information" means information that can be directly associated with a specific person or entity. Examples of the Personal Information that we collect from you may include name, address, telephone number, e-mail address, credit card number and expiration date, date of birth, Social Security Number, financial account information, income information, employment information, and other personal, financial, or demographic information or information about activities directly linked to a person, such as that person's location.
You may be allowed to register through your Facebook account and may choose to log in through the Facebook Connect Feature, Twitter or Google Plus. By doing so, you are asking those entities to send us certain information from your profile and authorize us to collect, store and use this information in accordance with this Privacy Policy. It is your voluntary decision whether to provide us with any such Personal Information, but if you refuse to provide such information we may not be able to register you or allow certain uses of the Site and/or Services.
In addition, when you use the Website certain non-personally identifiable information may be automatically gathered about your IP address, Geo-location information, mobile device, browser type, browser language or operating system. We may use third party contractors to collect and aggregate this information.
For purposes of compliance with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the "GLB Act"), this Privacy Policy shall serve as both your initial customer relationship and annual "Privacy Notice" as defined under the GLB Act. If You would like to opt-out from the future disclosure of Your personal information to any third-party for marketing purposes, please visit Unsubscribe Page, enter your email address and phone number and click the "Send" button to confirm your entry.
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities. While My Easy Credit Card is not a financial institution, lenders we work with are financial institutions. What this means to you: when you submit information to My Easy Credit Card, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. This information will be passed on to the lender that you are connected with on this website.
We follow generally accepted industry standards to protect the Personal Information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you enter sensitive information such as credit card number on our order form, our merchant services providers encrypt that information using secure socket layer technology (SSL).
We will delete any information provided to us by a user upon the receipt of a written request by such user. We cannot restore information that we have deleted.
By agreeing to this Privacy Policy or by using this Site, you authorize us to use your Personal Information to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our registration form. Such third-parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus and other outside parties as permitted or required by applicable laws. Any and all information that we collect from you and from such third-parties may be used to determine your eligibility for any product, service or offer.
If you choose to provide information, such as your Social Security Number, we may use that information to determine your financial status. If you do not provide such information, we may also use other information that you provided for the purpose of verifying your eligibility for a loan or for any other programs, offer or services. Upon qualification, your ultimate loan-specific financial information will be stored and utilized by your applicable lender pursuant to the terms of that lender's Privacy Policy.
If you choose to provide Personal Information, it will be used for and/or shared with trusted third parties such as Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; wireless services providers and telemarketers. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for our sites, but may not be used for their own marketing purposes. In addition, we may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process.
By using My Easy Credit Card's services, and checking the Terms of Use checkbox, I agree to receive informational, promotional or marketing related SMS messages from My Easy Credit Card and marketing partners. This is a standard rate subscription service available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Msg&Data Rates May Apply. Requires text-enabled handset. Carriers are not liable for delayed or undelivered messages. You may cancel your subscription at any time by replying or texting STOP. You can also get info directly on your phone by texting HELP. Service will continue until customer cancels.
By submitting your information via the Internet, you agree to receive certain notifications, disclosures and/or documents electronically. This Consent to Electronic Disclosures applies to the information you are providing on this Site and any other communications we or any third party lender may provide to you. By submitting your information you agree to receive all such notifications, disclosures and/or documents from us or any third party lender in electronic form or online in accordance with this document. You may withdraw your consent prior to submitting your information by exiting the Site or by closing your browser. However, you will not be able to submit your information if you withdraw your consent by exiting the website or closing your browser. Following the submission of your information, you may be able to withdraw your consent to future electronic disclosures from a third party lender by contacting the lender directly, but due to rules regarding the timing of delivery of disclosures that need to be made to you, you acknowledge that an opt-out notice may not be received and acted upon by such third party lender prior to such disclosures being delivered to you electronically. We do not process opt-out communications for third party lenders, and each third party lender establishes its own rules regarding opting out of future electronic communications and disclosures.
You are surfing a dynamically generated website that includes third-party advertising. Placement of tracking technologies such as and not limited to cookies and / or web beacons is permitted to third party advertising companies. These third party advertising companies may use such technologies to gather anonymous website statistics about your visits to this and other websites. These statistics are used by these third party advertising companies to provide ads of relevance to you. The information is gained in a statistical manner for use by us or by advertisers on our site. Data gathered will not identify you personally. It is strictly aggregate statistical data about our visitors and how they used our resources on the site. No identifying personal information will be shared at any time via cookies.
Any of our advertisers may also have a use for cookies and may collect information in regards to your computer for our services. We are not responsible, nor do we have control of the cookies downloaded from advertisements. They are downloaded only if you click on the advertisement. We are not responsible for the practices employed by websites or services linked to or from this site, including the information or content contained therein. Please remember that when you use a link to go from this Website to another website, our Privacy Policy does not apply to third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link or advertisement on our Website, are subject to that third party's own rules and policies.
Please be advised that in certain circumstances, we act as a limited agent for the actual third party lender or seller of the products and/or services available at or through the Site. In these circumstances: (a) you will be redirected to the applicable third party lender's or seller's website after you have submitted your information; (b) we will collect and send your personal information to the respective third party lender or seller in connection with completing your application or purchase from the third party lenders or seller, as applicable; and (c) your application or purchase will subject you to the third party lender's or seller's privacy policy, as applicable. We do not endorse, nor are we responsible for the accuracy of the privacy policies and/or terms and conditions of each of the third party lenders or sellers that may advertise at the website. The entities that advertise and/or place banner ads at the website, including but not limited to these third party lenders and sellers, are independent third parties and are not affiliated with us. In addition, our Site contains links to other third party websites and note that their privacy policy will govern the collection and use practices while on their website.
You may opt-out of receiving communications from us and or our third-party associates by not submitting your information. When contacted by any of these third parties, you should notify them directly of your choices regarding their use and sharing of your information and to opt-out of receiving additional offers from them or any other third party with whom we have shared your information. To opt-out from receiving any additional email communications regarding the Site, please visit our Unsubscribe Page. Please note that we reserve the right to send you service related communications, including service announcements and administrative messages, relating either to your account or to your transactions on this site, without offering you the opportunity to opt out of receiving them unless you cancel your account.
A: Cookies are text files that a web server places on your computer when you visit a web page. The cookies are used by the website to enable certain functionalities, like keeping you logged in or remembering your settings and displaying information relevant to you.
A: We use several types of cookies, each containing different information -
A: You can stop your browser from accepting cookies by changing the settings in your browser. Note that disabling cookies will prevent you from using certain functionalities of the Website.
The Website allows you to view the information you provided during registration and to alter any data, inaccuracies or errors. To request such access, or correct, update, or amend your personal information please Contact Us.
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services, please contact us at the e-mail address, postal address, or telephone number listed above. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
We not knowingly collect personally identifiable information from children under the age of 18. In the event you become aware that an individual under the age of 18 has enrolled without parental permission, please advise us immediately.
DISCLOUSER: The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 to $35,000. Not all lenders can provide up to $35,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participatign lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. The states serviced by this website may change from time to time, without notice. Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit.
APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 10% to 36% maximum. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
Advertiser Disclosure The personal loan offers & other related offers that appear on this website are from lending partners from which MyEasyCreditCard.com receives compensation for its services, tools, and facilities. MyEasyCreditCard.com does not include all lending partners or all types of loan offers available in the marketplace. The underwriting criteria necessary for approval is determined by the lenders (not MyEasyCreditCard.com) and it is imperative that you review each lender's terms and conditions before proceeding with an application for a loan. You must determine which loan works for you and your personal financial situation. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider's discretion.